Pengaruh Tingkat Kesehatan Bank Terhadap Pertumbuhan Laba

Abstract

Bank profit growth is an important indicator to measuring the bank's success in running its business and shows that the management has succeeded in managing the resources effectively and efficiently. By the end of 2016, the rate of banking profit growth in Indonesia is considered quite good amid conditions a slowing global economy. The Indonesian Banking Statistics (SPI) data published by the Financial Services Authority (OJK) shows that banking industry profit growth increased by 1.83 percent compared to the same period last year. This indicates that the resilience of banks in Indonesia is strong enough in the face of turmoil, such as slowing economic growth and less stable of geo-politic conditions. One of the factors that strengthens the resilience of banks in Indonesia is the bank soundness themselves.  This research aims to analyze the influence of non-performing loan, good corporate governance, return on asset and capital adequacy ratio to earnings growth either partially or simultaneously with case study on bank which become the main entity in financial conglomerate in Indonesia for 2012-2016 period. This research uses quantitative approach using secondary data obtained from Company Annual Report. Based on the result of panel data regression analysis with fixed effect model by using Eviews 8.0 program, non-performing loan, return on asset and capital adequacy ratio have significant effect to profit growth, while good corporate governance has no significant effect to profit growth. Other research findings are non-performing loan, good corporate governance, return on asset and capital adequacy ratio simultaneously have significant influence to profit growth.