PENGARUH RASIO KEUANGAN DAN VARIABEL MAKRO EKONOMI TERHADAP KONDISI PROFITABILITAS BANK MUAMALAT INDONESIA

Abstract

This study is to test the impact of Financial Ratio including Financing, NPF, CAR, BOPO and variable of Macro Economy of BI Rate to profitable of Bank Muamalat  of Indonesia. The research based on Bank Muamalat Indonesia Financial Report during the first quarter 2004 until the fourth quarter of 2014. Analysis technique used in this study is Double Linear Regression with Classic Assumption Testing including Multikolinearity, Autocorrelation, Normality and Heteroskedasticity testing. And also used proper test model of F Test, t Test and Determination Coefficients Test. The result of this study show there are a significant impact to negative direction of Financing and BOPO. NPF, CAR and BI Rate have not been gave a significant impact to Bank Muamalat Indonesia Profitable.